Insurance on tourist days

Selberfahren auf der Nordschleife.
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Alan Cherry
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Registriert: Do 01.Sep, 2005 11:43
Wohnort: Wilmington,Kent UK

Insurance on tourist days

Beitrag von Alan Cherry » Di 03.Nov, 2009 0:46

Hello,
Apologies for writing in English, but you would not want to read my efforts in German ! I am looking for advice on car insurance for the ring.
I have raced in the RCN, and that is no problem, but driving a car round on a tourist day is ! Most UK insurance companies either prohibit use on the Nurburgring ( yes it is mentioned in the insurance policy !) or the writing is not clear, and nobody is sure if they sre insured until they have an accident. I understand that insurance in Germany covers you on the Nordeschleife, and some recent posts on here show court cases have been won when insurance companies do not want to pay out. My question is : In the UK, we can get short term insurance (from 1 day upwards) from the internet and just print out a certificate - do any german insuarance companies do short term insurance, and who are the good companies that cover the ring ?

Many Thanks for any answers

Alan

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Alan Cherry
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Registriert: Do 01.Sep, 2005 11:43
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Beitrag von Alan Cherry » Mo 09.Nov, 2009 21:18

OK, not a lot of answers, would anyone like to tell me what insurance companies they are with, and are they covered for the ring ? - all answers gratefully received. If I can find out which insurance companies cover the ring, I can start calling them.

Thanks
Alan

Thomas Mundorf
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Beitrag von Thomas Mundorf » Di 10.Nov, 2009 10:24

Hi Allan
there are short term insuranceses in Germany (from 5 days to 1 month or so) but they are not accepted on the Ring. If you are looking for a german insurance you have to register your car in Germany, that means you need a german residence, german papers for the car and off course you pay german taxes for the car.

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Uwe Erdmann
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Beitrag von Uwe Erdmann » Di 10.Nov, 2009 14:46

Hi Alan,

nice to read you again... you remember me from the RCN?

As already stated, there are no short term plates allowed at the Touristenfahrten, neither dealer plates or anything else like that. Just normally licensed cars. Don't think that anybody here might be able to help you further with that.

Will you join annother RCN round in 2010?

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Peter_Hoffmann
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Beitrag von Peter_Hoffmann » Di 10.Nov, 2009 15:43

Hi Alan,

just an idea: you could find yourself an additional insurance on top of the one you already have. There are plenty of race-insurance providers, I am sure, that they will insure road cars against the "Touristenfahrt" risks too. Cost will however mostly likely be quite substantial. Other than that, there is only one other option I can think of: rent an insured car here in Germany (there are plenty of companies around the ring, that have ring tools for rent (I would not advise regular car rentals)... ok... most of them will be left hand drive, I would assume).

Hope that helps.

Peter

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Alan Cherry
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Registriert: Do 01.Sep, 2005 11:43
Wohnort: Wilmington,Kent UK

Beitrag von Alan Cherry » Do 12.Nov, 2009 18:11

Peter,Thomas and Uwe,
Thanks for your replies - sorry I took so long to answer. ( Uwe especially nice to hear from you again - I haven't raced in the RCN this year as I have not had a job since May - I've only managed a couple of races in the UK )
I think most of the British cars must be running without insurance, as I've found it impossible for anyone to insure me in the UK. The Trackday/Race Insurance companies will insure the car for any damage to the car itself, but not for third party liabilities - the damage that you may do to someone else. I'm not too worried about damage to my own car, but I want to be covered if I damage or hurt somebody else- Unless German Trackday Insurance is different from that offered in the UK. It's a pity because my friends have offered me a drive in their road legal, but track prepared BMW 328 Coupe, but I can't accept the offer unles I'm properly insured.
It looks like I'll probably be hiring a car from one of the specialists next time I'm out- it seems the safest way to go !
If I manage to get a Job, I should be back out for a couple of rounds of the RCN in 2010 - probably in the Rover, but preferably in the Astra.
Uwe - are you still running the Z4 ?

Thanks for all the replies
Alan

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